PT - JOURNAL ARTICLE AU - M. Barton Waring TI - GICs AID - 10.3905/joi.1.1.22 DP - 1992 May 31 TA - The Journal of Investing PG - 22--26 VI - 1 IP - 1 4099 - https://pm-research.com/content/1/1/22.short 4100 - https://pm-research.com/content/1/1/22.full